Here are a few examples of irresponsible use:
Covering large, non-essential purchases
Across the Orka Pay app, we almost never see irresponsible use. We still want to make it clear that the app is not designed to support non-essential purchases that are out of budget.
And this sounds so simple, right?
It might not be. Reports show 24 million adults in the UK don’t feel confident managing money. Furthermore, an estimated 50% of adults in the UK don’t have budgets. So, if you feel like you don’t have enough knowledge around your finances, you’re not alone.
Before you use Orka Pay to cover any significant expenses, orientate yourself on what exactly your budget can handle.
There are several free resources you can use, like this one.